Impact sectors  
Impact locations  





North America

North America

Central America

Central America

South America

South America

Western Europe

Western Europe

Eastern Europe

Eastern Europe

Product types

Working Capital for Community Needs

Better Futures via WCCN's Capital for Communities Note

Nonprofit creating economic opportunities for micro-entrepreneurs and farmers in Latin America

Founded in 1984, Working Capital for Community Needs (WCCN) is a nonprofit organization that empowers low-income Latin American entrepreneurs and small-scale farmers through access to microcredit and fair trade markets by sustaining partnerships with Microfinance Institutions (MFIs) and Farming Cooperatives in Ecuador, El Salvador, Honduras, Guatemala, Nicaragua and Peru.


Your dollars support economic justice. Income inequality is a common problem in Latin America: a few wealthy elite and many poor people. It does not have to be this way. Your investment will help working people and farmers access credit to start or grow their business and increase their income. 


Social Impact

One out of every three people in Latin America are poor. Income inequality in Latin American is at the highest level in the world with the poorest 20% of the people receiving just 3% of Latin American's income. In every other region of the developing world the poor receive a higher share of their region's total income. WCCN is working to alleviate income disparity by helping Latin Americans start or expand their own business or farm, thereby increasing their income and controlling their economic future.

WCCN is proud that the partnerships we build between grass root microfinance institutions and borrowers in Latin America, and North American investors help over 10,000 people a year receive loans that put them on the path to self-sufficiency.

Impact Example

Maria Esther Sysabucha is 63 years old. A life of hard work shows in her face.
Maria is a farmer growing potatoes, carrots, radishes, and fingerling potatoes near Ambato, Ecuador. At the age of 61 she took out her first loan for $1,000. She used the loan to buy seeds and fertilizers; increasing her production and ultimately her profits.

Maria had wanted to borrow money in the past, but was unable due to her lack of sufficient collateral. INSOTEC provided her access to credit and her business has greatly improved. Maria has successfully repaid her first loan and has secured a second loan to help with a second planting.

With her increased profits she was able to put a new roof on her house, making her life a bit easier.




We will convert your GBP to USD at 1:1.2330

Transaction restrictions:

Minimum: £16.00 (20.00 USD)

Maximum: £811.00 (1000.00 USD)

Better Futures via WCCN's Capital for Communities Note

Impact sectors:

Sustainable agriculture
Impact locations:

Support with SharedImpact:

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